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The Future of Health Care and Health Insurance in 2009 PDF Print E-mail
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Written by Ethan Kalvin   
Tuesday, 18 November 2008
For the first time since Bill Clinton was in office, the Democrats have the majorities in the Chambers of Congress and the White House. This party has been in favor of universal health care and increasing the government's hand in health care, for a long time.
by EthanKalvin


For the first time since Bill Clinton was in office, the Democrats have the majorities in the Chambers of Congress and the White House. This party has been in favor of universal health care and increasing the government's hand in health care, for a long time.

With all this power, will the Democrats be able to change the health care system? We are going to analyze and list 5 main issues that will need attention in the next years, by the President and Congress. Let's rank them from the least likely to be changed to most likely.

Regardless of who is President, a universal health care and insurance system that is by a one payer is not likely to happen. Obama has stated that he would like to do this, but admits that it is unrealistic. If universal coverage ever happens, it certainly won't be in the next two decades.

Business mandates to provide health coverage or to assist workers in paying for it was a large chunk of Obama's reform plan. This would include all businesses, except small businesses, to be required to provide coverage or at least help pay for their own plans. You can probably expect this piece of his plan to be nixed by business groups and possibly a candidate for a U.S. Senate filibuster by the Republicans/

Having Americans be able to buy into the health plans that federal employees have access to, was another part of Obama's plan. At first, it seems like a good idea. More people on a plan will allow greater negotiations with insurance companies for lower rates. But on the flip side, who knows how much taxpayers or the government would end up paying to fund this.

The expansion of SCHIP has been a political battle since the Democrats took a majority in Congress two years ago. Twice they passed a sweeping expansion of coverage for more children, and twice it was vetoed by Republican President George W. Bush. But with the Democrats still in control and a president who himself voted for the expansion, look for this one to get passed under an Obama administration.

Changing medical records from paper to computers will lower the medical error numbers and improve the care quality. It will also lower administrative costs. We will be shocked if this way of medical recording doesn't happen soon.

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